Your Wealth Is Complex. Your Advisory Should Be.
Bespoke financial strategy across your full balance sheet — investment management informed by estate, tax, and legacy considerations — with direct access to advisors who collaborate closely with your broader planning team.
Many advisory relationships look adequate from a distance. You have a portfolio. Statements arrive on schedule. Calls get returned within a reasonable window. But the deeper your wealth becomes — the more jurisdictions, entities, advisors, and family considerations are involved — the more you might feel the gap between what you have and what you may actually need.
That gap is what the Concierge was built to close.
This service exists for individuals whose financial lives have outgrown the standard model. Founders who have exited a business and need to redeploy concentrated proceeds across a thoughtful, tax-aware strategy. Executives navigating layered equity compensation, deferred income, and estate structures that benefit from coordination across advisors rather than any single discipline. Families preparing for a generational transfer at a time when the federal estate tax exemption is set to drop by nearly half — and when the difference between acting now and waiting could be measured in millions.
The Concierge is not a premium tier layered onto our existing practice. It is a structurally different relationship: fewer clients, deeper engagement, bespoke asset management built from first principles, and a central point of coordination working alongside your estate attorney, CPA, insurance advisors, and any other professionals in your financial life. We serve the family, not just the account holder — because the advisory relationships that endure across generations are the ones that were never built around a single person to begin with.
When we bring you a perspective, it is because we believe it serves your interests — not because it serves ours.
Some advisors manage assets. We focus on the broader purpose they support.
What Sets the Concierge Experience Apart
Investment Strategy Built From Your Reality — Not a Model
Your allocation is constructed around your broader financial picture: concentrated positions, illiquid holdings, real estate, business interests, and the liquidity demands that come with each. We do not start from a template and adjust. We start from your situation and build forward — incorporating alternative strategies, direct investments, and tax-aware positioning where appropriate, that institutional platforms cannot replicate at the individual level.
Direct Access to the People Who Make the Decisions
At larger firms, the person who manages your relationship is rarely the person who sets your strategy. Here, they are the same person. Concierge clients reach their dedicated advisor directly — no associates, no call routing, no intermediaries. When a decision needs to be made, you are speaking to someone who already knows your history, your family, and your objectives.
One Advisor Holding the Full Picture In View
Many high-net-worth individuals work with three to five professional advisors who rarely coordinate with one another. The result is often a fragmented strategy and missed opportunities. We serve as the central point of coordination, working alongside your estate attorney, CPA, insurance specialists, and any other advisors — helping align your investment decisions, tax positioning, estate structure, and legacy planning are working as a coherent whole rather than in parallel silos.
Wealth Structured to Endure Beyond Your Generation
Seventy percent of family wealth is lost by the second generation. Ninety percent by the third. Those outcomes are not inevitable — they are the result of plans that stopped at the portfolio. We integrate investment strategy with estate, trust, philanthropic, and next‑generation planning considerations, in coordination with your broader advisory team, into a single, forward-looking framework designed to preserve not just capital, but the values and governance that sustain it.
Discretion as a Structural Principle, Not a Policy
At significant wealth levels, privacy is not a preference — it is a requirement. We do not discuss our clients, reference relationships to attract new ones, or share information beyond the professionals you have authorized. Our firm is built around a small number of deep relationships, not a large book of business, which means your privacy is protected by design rather than by policy alone.
What the Concierge Relationship Includes
Not a service package. A sustained advisory relationship, designed around the specifics of your financial life.
A Dedicated Senior Advisor
One advisor who knows your broader financial picture, your family, your preferences, and your long-term objectives. The same person, every conversation — not a rotating cast of associates or junior relationship managers.
Bespoke Asset Allocation and Ongoing Management
A portfolio constructed from first principles around your specific holdings, liquidity needs, and risk profile. This includes access to alternative investments, direct deal opportunities, and active management with documented rationale for every meaningful decision.
Tax-Aware Investment and Income Strategy
Asset location, tax‑loss harvesting, equity compensation planning, and capital gains strategy — considered in coordination with your CPA to support after‑tax outcomes, not just pre‑tax returns. Particularly relevant as the estate tax landscape continues to evolve.
Proactive Quarterly Strategy Reviews
Formal quarterly reviews conducted by your dedicated advisor — never delegated. We reassess your situation, surface opportunities and exposures before they become urgent, revisit your goals, and document every decision and its rationale.
Coordinated Estate and Legacy Planning
Ongoing coordination with your estate attorney, CPA, and other advisors to help align your trust structures, gifting strategies, and transfer intentions so they work together as part of a cohesive plan. With the federal estate tax environment expected to change, thoughtful coordination is increasingly important.
Direct Advisor Access
Personal, direct contact with your dedicated advisor. Clear lines of communication and timely responses, without layers of routing or intermediaries.
Confidentiality and Privacy Considerations
Your financial information, family details, and the existence of our relationship itself are held in strict confidence. We never reference clients to attract prospects, share data beyond your authorized advisory team, or discuss your affairs in any setting without your explicit consent.
Request an Introduction
A private, unhurried conversation — entirely confidential and on your terms.
The Concierge is not for everyone, and we are selective about the relationships we take on. If your financial life involves the kind of complexity, coordination, and discretion this service was designed around, we would welcome the chance to learn more and explore whether we are the right fit for each other.
Your inquiry is confidential. We do not share client or prospect information with any third party. This is a private conversation between you and the principals of Tierney Wealth.